(a) who, being a judgment debtor, does not from the file of the suit appear to have settled the debt within one month from the date of judgment;

(b) who has filed his own petition in bankruptcy or for a wage earner's administration order; or

(c) against whom a creditor's petition in bankruptcy has been presented.

(2) The Official Assignee shall, as soon as he has sufficiently investigated the affairs of a public officer who is a bankrupt or an insolvent wage earner, communicate to the State Secretary-

(a) the Statement of Affairs filed by the bankrupt or an insolvent wage earner in accordance with the law relating to bankruptcy for the time being in force;

(b) the amount of instalment ordered or proposed to be made;

(c) whether or not the Official Assignee proposes to initiate any further proceedings and, if so, a brief indication of their nature;

(d) the main cause of the bankruptcy;

(e) whether in his opinion the case involves unavoidable misfortune, dishonourable conduct or any other special circumstances favourable or unfavourable to the officer; or

(f) any other matter which in his discretion he thinks it proper to mention.

(3) On consideration of the report under paragraph (1) or (2), the State Secretary shall, if he is of the opinion that the officer’s work and conduct before and since his serious pecuniary indebtedness is unsatisfactory or have been affected by such serious pecuniary indebtedness, report the facts to the Commission which shall decide whether to take disciplinary action against the officer concerned and, if so, what action to take.

(4) An officer who obtains an annulment of his bankruptcy may be treated as having fully restored his credit.